What Do Sellers Pay at Closing in Northern Virginia?

Knowing your net proceeds helps you price your home and plan your next move. Here’s what typically comes out of a seller’s side in Northern Virginia.

Common seller costs

Cost	Typical amount
State grantor tax	0.1% of the price
Regional WMATA capital fee	0.1% of the price
Regional congestion relief fee	0.1% of the price
Settlement and processing fees	Several hundred dollars, set by the settlement company
Deed preparation	About $100
Loan payoff and release fees	Per loan, plus your remaining balance
Commissions and any buyer credits	Negotiated
Prorated property taxes and HOA dues	Through the closing date

A worked example

On a $750,000 sale, the grantor tax and two regional fees would be about $2,250 together. Settlement-related charges from one Virginia title company were roughly $1,100 to $1,300, depending on the number of loans paid off. Commissions, credits and your loan payoff are usually the largest items.

Ways to keep more

• Price accurately to avoid price cuts and long market times.
• Fix inspection-type items early so they don’t become credits later.
• Time your closing to manage prorated taxes and your next move.

Frequently asked questions

Do sellers pay the buyer’s agent?

Sometimes. It’s negotiable and can be part of the offer. Ask how it affects your net.

Will I owe capital gains tax?

Many owners can exclude up to $250,000 of gain, or $500,000 for most married couples, on a main home. Ask your tax advisor.