The Home Inspection: What Inspectors Check and How to Read the Report
Daniel ParkNo. 81
Updated
Key takeaways
- Virginia is largely buyer-beware, so your inspection is your main protection.
- Inspectors look at visible, accessible systems. They don’t open walls or predict the future.
- Sort findings into safety, major systems and maintenance to keep the report in perspective.
- Negotiate the big items. Small fixes are part of owning any home.
Every home has issues, even new ones. The inspection helps you understand them before you commit. Here’s how to get the most from it.
What a standard inspection covers
| Area | What the inspector looks at |
|---|---|
| Structure | Foundation, framing, signs of movement or water |
| Roof and exterior | Shingles, flashing, gutters, siding, grading and drainage |
| Systems | Heating, air conditioning, plumbing, water heater and electrical panel |
| Interior | Windows, doors, floors, stairs, attic and insulation |
| Safety | Smoke and carbon monoxide alarms, railings, GFCI outlets |
Add-ons worth considering
- Radon test, a simple test for a naturally occurring gas.
- Sewer scope, a camera look at the main line, especially in older homes with mature trees.
- Wood-destroying insect inspection, often required by VA loans and smart everywhere.
- Chimney inspection if the home has a fireplace.
- Mold or moisture testing if there are signs of water.
How to read the report
- Safety issues: fix or negotiate these first.
- Major systems near the end of their life: budget or negotiate.
- Maintenance items: normal upkeep you’ll handle over time.
Daniel’s tip: Attend the end of the inspection. Ten minutes walking through findings with the inspector is worth more than an hour reading the report alone.
Negotiating after the inspection
You can ask the seller to make repairs, give a credit at closing, lower the price or accept the home as is. Credits are often simpler, since you control who does the work. Keep requests focused on meaningful items.
Need a trusted inspector?
Frequently asked questions
Do I need an inspection on a new home?
Yes. New homes can have installation mistakes. Many buyers inspect before drywall and again before closing.
Should sellers inspect first?
It can help. Read Should You Get a Pre-Listing Inspection?
Filed under Buying a Home
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